Kearny Financial Corp.

Banks - Regional • Financial Services • Fairfield, NJ, United States • KRNY (NMS)

973 244 4500 120 Passaic Avenue, Fairfield, NJ 07004, United States

Quarter: Q4 2025 Reported: October 23, 2025 Sentiment: Neutral

Kearny Financial Corp. operates as the holding company for Kearny Bank that provides various banking products and services in the United States. The company offers various deposit products, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, savings accounts, and certificates of deposit accounts. It also provides various loans, such as multi-family and nonresidential real estate mortgage loans, commercial term loans and lines of credit, one- to four-family residential mortgage loans, and home equity loans and lines of credit; loans to individuals, builders, or developers for the construction of multi-family residential buildings or commercial real estate, or for the construction or renovation of one- to four-family residences; overdraft lines of credit; and personal loans, as well as engages in the investment activities. The company was founded in 1884 and is headquartered in Fairfield, New Jersey.

Analysis Summary

This transcript serves as a formal notification from Kearny Financial Corp. (KRNY) regarding the release of its financial results for the period ended September 30, 2025, corresponding to the fourth quarter of fiscal year 2025. The Company issued a press release detailing these results on October 23, 2025. The provided text, however, is limited to this announcement and does not contain any specific financial performance data, such as revenue, net income, earnings per share, or guidance. Consequently, a detailed breakdown of financial performance, strategic initiatives, management commentary, competitive positioning, market trends, or risk factors cannot be derived from this document. All comprehensive financial and operational details are explicitly stated to be available within the accompanying press release, Exhibit 99.1, which is referenced but not included in this excerpt for analysis.