Kearny Financial Corp.

Banks - Regional • Financial Services • Fairfield, NJ, United States • KRNY (NMS)

973 244 4500 120 Passaic Avenue, Fairfield, NJ 07004, United States

Quarter: Q3 2025 Reported: July 24, 2025 Sentiment: Neutral

Kearny Financial Corp. operates as the holding company for Kearny Bank that provides various banking products and services in the United States. The company offers various deposit products, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, savings accounts, and certificates of deposit accounts. It also provides various loans, such as multi-family and nonresidential real estate mortgage loans, commercial term loans and lines of credit, one- to four-family residential mortgage loans, and home equity loans and lines of credit; loans to individuals, builders, or developers for the construction of multi-family residential buildings or commercial real estate, or for the construction or renovation of one- to four-family residences; overdraft lines of credit; and personal loans, as well as engages in the investment activities. The company was founded in 1884 and is headquartered in Fairfield, New Jersey.

Analysis Summary

This earnings call transcript for Kearny Financial Corp. (KRNY) Q3 2025 primarily serves as a notification that the company issued a press release on July 24, 2025, detailing its financial results for the period ended June 30, 2025. The press release is cited as Exhibit 99.1 to a Current Report on Form 8-K. Crucially, the transcript itself does not include any specific financial performance data, such as revenue, net income, earnings per share, or growth rates. It also lacks any strategic initiatives, business segment analysis, management commentary, forward guidance, competitive positioning insights, market trends, risk factors, or analyst Q&A highlights. Therefore, a comprehensive analysis based solely on this provided text is not possible, as all substantive financial and operational details are absent. To understand KRNY's Q3 2025 performance, the referenced press release and Form 8-K would need to be consulted.

Key Highlights

• Kearny Financial Corp. reported Q3 2025 financial results.
• Results for the period ended June 30, 2025, were announced on July 24, 2025.
• A press release with full details is available as Exhibit 99.1 to a Form 8-K.
• Specific financial figures or operational details are not included in this transcript.

Financial Metrics

eps

N/A

YoY: N/A

revenue

N/A

YoY: N/A

guidance

net income

N/A

YoY: N/A

Stock Performance (90 Days)

Data through Dec 26, 2025

Layoff Events

Earnings Calls

Positive Signals

• Formal reporting of financial results was confirmed.
• Adherence to regulatory filing procedures (Form 8-K reference).

Risks & Concerns

— Lack of detailed financial information in the provided transcript prevents comprehensive analysis.
— Reliance on external documents (press release, Form 8-K) for actual performance data.